Overview International Stem Cell Corporation (ISCO) is a publicly traded biotechnology company with a powerful new stem cell technology called human parthenogenetic activation that promises to significantly advance the field of regenerative medicine. The new investments and our partnership with Social Capital Hedosophia signify the confidence in our strategy, the momentum in our business, as well as the significant growth opportunity ahead of us. SoFi, A Leading Next-Generation Financial Services Platform, to Become Publicly-traded via Merger with Social Capital Hedosophia We look forward to partnering with Anthony and his team as they help even more members to achieve financial independence.”. Online FinTech startup SoFi is merging with publicly-traded Social Capital in an $8.6 billion deal that leaves it better positioned to take on legacy banks. You should carefully consider the foregoing factors and the other risks and uncertainties described in the “Risk Factors” section of SCH’s registration on Form S-1 (File Nos. SOFI. SoFi’s world-class management team, led by Noto, will continue to lead SoFi following the transaction. The Blueshirt Group SoFi delivered over $200 million in total net revenue in the third quarter of 2020 and is on track to generate approximately $1 billion of estimated adjusted net revenue in 2021, representing year-over-year growth of approximately 60 percent, and full-year adjusted EBITDA profitability. The transaction values the Company at an equity value of $8.65 billion post-money. Non-GAAP Financial Measure and Related Information. SoFi, the San Francisco fintech company whose products range from student loans to cryptocurrency trading, is buying Salt Lake City payments firm … SoFi celebrates 1,000,000 members. Cancel. For those investors who wish to participate, the conference call can be accessed by visiting https://event.on24.com/wcc/r/2952606/91A65736AA851D7C8A87FAB7D07BB896. Readers are cautioned not to put undue reliance on forward-looking statements, and SoFi and SCH assume no obligation and do not intend to update or revise these forward-looking statements, whether as a result of new information, future events, or otherwise. If SoFi obtains final regulatory approval to own a bank, it would have a lower cost of funds to further support SoFi’s growth. SoFi has experienced rapid acceleration with this strategy and has achieved six consecutive quarters of year-over-year member growth. For more information, visit www.SoFi.com or download our iOS and Android apps. SoFi received preliminary, conditional approval from the U.S. Office of the Comptroller of the Currency (OCC) for a national bank charter in October 2020. The transaction is expected to deliver up to $2.4 billion of gross proceeds to the combined company, including the contribution of up to $805 million of cash held in SCH’s trust account from its initial public offering in October 2020. SCH and SoFi and their respective directors and executive officers may be deemed to be participants in the solicitation of proxies from SCH’s shareholders in connection with the proposed transaction. Social Capital Hedosophia Holdings is a partnership between the investment firms of Social Capital and Hedosophia. The transaction values the Company at an equity value of $8.65 billion post-money. Concurrent with closing, $150 million of the transaction proceeds will be used for strategic secondary transactions that will help structure SoFi’s pro forma capitalization table in a way that is more conducive to obtaining an OCC national bank charter. All references to available cash from the trust account and retained transaction proceeds are subject to any redemptions by the public shareholders of SCH and payment of transaction expenses. sara.evans@finsbury.com / kerry.golds@finsbury.com Anthony Noto, Chief Executive Officer of SoFi, said: “SoFi is on a mission to help people achieve financial independence to realize their ambitions. 2018; 2019 Jan 2019. The new investments and our partnership with Social Capital Hedosophia signify the confidence in our strategy, the momentum in our business, as well as the significant growth opportunity ahead of us. +1.917.344.9279 / +1.646.957.2279, Jonathan Gasthalter / Carissa Felger Investors and security holders will be able to obtain free copies of the registration statement, the proxy statement/prospectus and all other relevant documents filed or that will be filed with the SEC by SCH through the website maintained by the SEC at www.sec.gov. You may obtain free copies of these documents as described in the preceding paragraph. Social Capital Hedosophia Holdings unites technologists, entrepreneurs and technology-oriented investors around a shared vision of identifying and investing in innovative and agile technology companies. For more information, visit www.SoFi.com or download our iOS and Android apps. SoFi has entered into a definitive agreement with Social Capital Hedosophia Holdings Corp. V ("SCH") (NYSE: IPOE), a publicly traded special purpose acquisition company, to bring a … The foregoing list of factors is not exhaustive. SoFi has entered into a definitive agreement with Social Capital Hedosophia Holdings Corp. V ("SCH") (NYSE: IPOE), a publicly traded special purpose acquisition company, to bring a … Concurrent with closing, $150 million of the transaction proceeds will be used for strategic secondary transactions that will help structure SoFi’s pro forma capitalization table in a way that is more conducive to obtaining an OCC national bank charter. SoFi has raised $2.1 billion in funding, including $500 million in a round led by Silver Lake Partners. Forward-looking statements speak only as of the date they are made. Trending now. 2017 Oct 2017. SCH@gasthalter.com Chamath Palihapitiya, Founder and CEO of Social Capital Hedosophia V, said: “SoFi’s innovative, member-first platform has demystified financial services for millions of Americans and simplified the process for those looking to apply for loans, invest their money, obtain insurance and refinance their debt, among many other tasks that were previously arcane and needlessly complicated. The combination is further supported by a $1.2 billion PIPE at $10 per share led by Chamath Palihapitiya, Founder and CEO of SCH, and Hedosophia, with commitments from funds and accounts managed by BlackRock, Altimeter Capital Management, Baron Capital Group, Coatue Management, Durable Capital Partners LP, and Healthcare of Ontario Pension Plan (HOOPP). SoFi seems to have pinpointed a pain point for students who borrow money--the loan rates are too high. A list of the names of such directors and executive officers and information regarding their interests in the business combination will be contained in the proxy statement/prospectus when available. Citi and Goldman Sachs & Co. acted as financial advisor and placement agent, and Wachtell, Lipton, Rosen & Katz and Goodwin Procter LLP acted as legal advisors to SoFi. +1.212.257.4170, https://event.on24.com/wcc/r/2952606/91A65736AA851D7C8A87FAB7D07BB896, http://www.socialcapitalhedosophiaholdings.com/docse.html, SoFi’s mission is to help people achieve financial independence by getting their money right, providing access to a comprehensive suite of services in a single app that empowers members to borrow, save, spend, invest and protect their money, SoFi’s one-stop shop, multi-product strategy and leading technology platform, Galileo, place the company at the epicenter of the digital revolution in financial services, Transaction values SoFi at an equity value of $8.65 billion post-money and is expected to provide up to $2.4 billion in cash proceeds, including a fully committed PIPE of $1.2 billion, and up to $805 million of cash held in the trust account of Social Capital Hedosophia Holdings Corp. V (“SCH”), in addition to a previous anchor investment from funds and accounts advised by T. Rowe Price Associates, Inc. that closed on December 30, 2020, The PIPE is being led by Chamath Palihapitiya, Founder and CEO of SCH, and Hedosophia, who are together contributing $275 million; top-tier institutional investors comprise the remaining $950 million of the PIPE, including funds and accounts managed by BlackRock, Altimeter Capital Management, Baron Capital Group, Coatue Management, Durable Capital Partners LP, and Healthcare of Ontario Pension Plan (HOOPP). SoFi is expected to go public through the SPAC route in the first quarter of 2021, according to a press release from SoFi. NASDAQ 0.00%. SoFi is also the naming rights partner of SoFi Stadium, home of the Los Angeles Chargers and the Los Angeles Rams. These non-GAAP financial measures do not have a standardized meaning, and the definition of adjusted net revenue and adjusted EBITDA used by SoFi may be different from other, similarly named non-GAAP measures used by others. Management uses forward-looking non-GAAP measures to evaluate SoFi’s projected financials and operating performance. They continue to maintain a policy of no fees for their loans, aside from the interest. Rachel Rosenzweig SoFi also received a previous anchor investment from funds and accounts advised by T. Rowe Price Associates, Inc. The documents filed by SCH with the SEC also may be obtained free of charge at SCH’s website at http://www.socialcapitalhedosophiaholdings.com/docse.html or upon written request to 317 University Ave, Suite 200, Palo Alto, California 94301. Our products for borrowing, saving, spending, investing and protecting give our over 1.8 million members fast access to tools to get their money right. Additionally, the acceleration of cross-buying by existing SoFi members has created a virtuous cycle of compounding growth, diversified revenue and high profitability. Our ecosystem of products, rewards and membership benefits all work together to help our members get their money right. PRIVATE Updated Jan 1, … sofi@blueshirtgroup.com, Media The transaction is expected to deliver up to $2.4 billion of gross proceeds to the combined company, including the contribution of up to $805 million of cash held in SCH’s trust account from its initial public offering in October 2020. SoFi announces their SoFi at Work program to offer employee benefits like student loan contributions and refinancing. Sara Evans / Kerry Golds This press release contains certain forward-looking statements within the meaning of the federal securities laws with respect to the proposed transaction between SoFi and SCH. On Thursday, Social Finance, Inc. (“SoFi”), a leading next-generation financial services platform, entered into a definitive agreement with Social Capital Hedosophia Holdings Corp. V (“SCH”) (NYSE: IPOE), a publicly-traded special purpose acquisition company, to bring a major consumer-focused financial technology business to the public markets. Online lending startup Social Finance (SoFi) is nearing a deal to go public through a merger with Social Capital Hedosophia Holdings Corp V, … We look forward to partnering with Anthony and his team as they help even more members to achieve financial independence.”. The company primarily caters to recent graduates and offers variable and fixed rate parent, personal, and MBA loans, mortgage refinancing, and other products. The combination is further supported by a $1.2 billion PIPE at $10 per share led by Palihapitiya, with commitments from funds and accounts managed by BlackRock, Altimeter Capital Management, Baron Capital Group, Coatue Management, Durable Capital Partners LP, and Healthcare of Ontario Pension Plan (HOOPP). Personal loans, student loans, home loans, and loan refinancing are all part of SoFi's lending services. Our ecosystem of products, rewards, and membership benefits all work together to help our members get their money right. This press release does not constitute an offer to sell or exchange, or the solicitation of an offer to buy or exchange, any securities, nor shall there be any sale of securities in any jurisdiction in which such offer, sale or exchange would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. SCH intends to file a registration statement on Form S-4 with the SEC, which will include a document that serves as a prospectus and proxy statement of SCH, referred to as a proxy statement/prospectus. To learn more about Social Capital Hedosophia Holdings, visit www.socialcapitalhedosophiaholdings.com. rrosenzweig@sofi.org He continues, “With the secular acceleration in digital-first financial services offerings, SoFi is the only company providing a comprehensive solution all in one app. SoFi’s consumer offering is augmented by its ownership and independent operation of Galileo, one of the leading providers of critical technology infrastructure services, including customer-facing and back-end capabilities, to fast-growing financial services providers. SoFi has entered into a definitive agreement with Social Capital Hedosophia Holdings Corp. V (“SCH”) (NYSE: IPOE), a publicly traded special purpose acquisition company, to bring a major consumer-focused financial technology business to the public markets. Real-time trade and investing ideas on SoFI SOFI from the largest community of traders and investors. When you buy stock, you are buying a share or shares of a publicly traded company. Watch . This press release relates to a proposed transaction between SoFi and SCH. SoFi helps people achieve financial independence to realize their ambitions. Many factors could cause actual future events to differ materially from the forward-looking statements in this document, including but not limited to: (i) the risk that the transaction may not be completed in a timely manner or at all, which may adversely affect the price of SCH’s securities, (ii) the risk that the transaction may not be completed by SCH’s business combination deadline and the potential failure to obtain an extension of the business combination deadline if sought by SCH, (iii) the failure to satisfy the conditions to the consummation of the transaction, including the adoption of the Merger Agreement by the shareholders of SCH, the satisfaction of the minimum trust account amount following redemptions by SCH’s public shareholders and the receipt of certain governmental and regulatory approvals, (iv) the lack of a third party valuation in determining whether or not to pursue the proposed transaction, (v) the inability to complete the PIPE Investment, (vi) the occurrence of any event, change or other circumstance that could give rise to the termination of the Merger Agreement, (vii) the effect of the announcement or pendency of the transaction on SoFi’s business relationships, operating results, and business generally, (viii) risks that the proposed transaction disrupts current plans and operations of SoFi and potential difficulties in SoFi employee retention as a result of the transaction, (ix) the outcome of any legal proceedings that may be instituted against SoFi or against SCH related to the Merger Agreement or the proposed transaction, (x) the ability to maintain the listing of SCH’s securities on a national securities exchange, (xi) the price of SCH’s securities may be volatile due to a variety of factors, including changes in the competitive and highly regulated industries in which SCH plans to operate or SoFi operates, variations in operating performance across competitors, changes in laws and regulations affecting SCH’s or SoFi’s business and changes in the combined capital structure, (xii) the ability to implement business plans, forecasts, and other expectations after the completion of the proposed transaction, and identify and realize additional opportunities, and (xiii) the risk of downturns and a changing regulatory landscape in the highly competitive industry. Existing SoFi shareholders will roll 100 percent of their equity into the combined company. As a shareholder, you own a small piece of the company. Neither SoFi nor SCH gives any assurance that either SoFi or SCH, or the combined company, will achieve its expectations. The Company’s world-class management team, led by CEO Anthony Noto, will continue to lead SoFi following the transaction. Sign Up. SAN FRANCISCO & PALO ALTO, Calif.--(BUSINESS WIRE)--Social Finance, Inc. (“the Company” or “SoFi”), a leading next-generation financial services platform, has entered into a definitive agreement with Social Capital Hedosophia Holdings Corp. V (“SCH”) (NYSE: IPOE), a publicly traded special purpose acquisition company, to bring a major consumer-focused financial technology business to the public markets. Investors Log In. Existing SoFi shareholders will roll 100 percent of their equity into the combined company. SoFi membership comes with the key essentials for getting ahead, including career advisors and connection to a thriving community of like-minded, ambitious people. 2020 Jan 2020. SoFi, A Leading Next-Generation Financial Services Platform, Announces Plans to Become Publicly-traded via Merger with Social Capital Hedosophia. Certain forward-looking non-GAAP measures are presented without corresponding GAAP reconciliations due to the inherent difficulty in forecasting and quantifying certain amounts that are necessary for such reconciliations. SoFi launches SoFi Money ® and SoFi Invest ®. A SPAC is a shell company that raises money in an initial public offering (IPO) to merge with a privately held company that then becomes publicly traded as a result. DOW 0.00%. Bulgaria is a country in southeastern Europe.It is bordered by Romania to the north, Serbia and North Macedonia to the west, Greece and Turkey to the south, and the Black Sea to the east. S&P 500 0.00%. Connaught acted as financial advisor, Credit Suisse acted as financial advisor, capital markets advisor and placement agent, and Skadden, Arps, Slate, Meagher & Flom LLP acted as legal advisor to SCH. With the secular acceleration in digital-first financial services offerings, SoFi is the only company providing a comprehensive solution all in one app. With over $6 billion dollars in loans issued, SoFi has become one of the largest marketplace lenders. Social Finance, Inc. (SoFi), a next-generation financial services platform, has entered into a definitive agreement with Social Capital Hedosophia Holdings … SoFi to Become Publicly-traded via Merger with Social Capital Hedosophia (IPOE) January 7, 2021 12:02 PM EST Tweet Send to a Friend Social Finance, Inc. (SoFi), a … Finsbury The transaction, which has been unanimously approved by SCH’s board of directors and the independent directors of SoFi’s board of directors, is expected to close in the first quarter of 2021 and is subject to approval by SCH’s shareholders and other customary closing conditions, including any applicable regulatory approvals. Privately owned companies are not traded on the stock exchange. 333-248915 and 333-249396), the registration statement on Form S-4 discussed above and other documents filed by SCH from time to time with the SEC. +1.847.421.2093, Media Management of SoFi and SCH will host an investor conference call on January 7, 2021 at 1 PM ET to discuss the proposed transaction and review an investor presentation. SCH also will file other documents regarding the proposed transaction with the SEC. These filings identify and address other important risks and uncertainties that could cause actual events and results to differ materially from those contained in the forward-looking statements. SoFi, A Leading Next-Generation Financial Services Platform, to Become Publicly-traded via Merger with Social Capital Hedosophia * SoFi’s mission is to … SoFi’s full suite of financial products offers members the speed, selection, content and convenience that only an integrated digital platform can provide and allows them to manage their financial lives in one application, all on their phone. The transaction, which has been unanimously approved by SCH’s board of directors and the independent directors of SoFi’s board of directors, is expected to close in the first quarter of 2021, and is subject to approval by SCH's shareholders and other customary closing conditions, including any applicable regulatory approvals. SoFi, a financial services platform, has entered into a definitive agreement with Social Capital Hedosophia Holdings Corp. V (“SCH”) (NYSE: IPOE), a publicly traded special purpose acquisition company founded by CEO Chamath Palihapitiya, to bring a major consumer-focused financial technology business to the public markets Additional Information and Where to Find It. This press release references adjusted net revenue and adjusted EBITDA, which are financial measures that are not prepared in accordance with U.S. generally accepted accounting principles ("GAAP"). We look forward to helping more people get their money right in the years to come.”. SoFi has entered into a definitive agreement with Social Capital Hedosophia Holdings Corp. V ("SCH") (NYSE: IPOE), a publicly traded special purpose acquisition company, to bring a major consumer-focused financial technology business to the public markets. To learn more about Social Capital Hedosophia Holdings, visit www.socialcapitalhedosophiaholdings.com. SoFi, A Leading Next-Generation Financial Services Platform, to Become Publicly-traded via Merger with Social Capital Hedosophia. January 7, 2021 GMT . SoFi announces a student loan refinancing product for medical residents and fellows. SoFi also received a previous anchor investment from funds and accounts advised by T. Rowe Price Associates, Inc. “SoFi’s innovative, member-first platform has demystified financial services for millions of Americans and simplified the process for those looking to apply for loans, invest their money, obtain insurance and refinance their debt, among many other tasks that were previously arcane and needlessly complicated,” states Chamath Palihapitiya, Founder and CEO of Social Capital Hedosophia V. He continues, “Additionally, the acceleration of cross-buying by existing SoFi members has created a virtuous cycle of compounding growth, diversified revenue, and high profitability. SoFI. And it saves money for the borrowers. We look forward to helping more people get their money right in the years to come.”. SoFi’s consumer and enterprise businesses are highly complementary, enabling SoFi to provide faster product innovation and speed of service to both SoFi members and the customers of Galileo’s clients. On Thursday, Social Finance, Inc. (“SoFi”), a leading next-generation financial services platform, entered into a definitive agreement with Social Capital Hedosophia Holdings Corp. V … Of the … Social Finance (SoFi) is a finance company that offers a range of lending and wealth management services. Get the entire 10-part series on our in-depth study on activist investing in PDF. SoFi A publicly traded company is one that trades on stock exchanges. Before making any voting decision, investors and security holders of SCH are urged to read the registration statement, the proxy statement/prospectus and all other relevant documents filed or that will be filed with the SEC in connection with the proposed transaction as they become available because they will contain important information about the proposed transaction. The transaction values the Company at an equity value of $8.65 billion post-money. His team as they help even more members to achieve financial independence to realize their ambitions, Leading. Advised by T. Rowe Price Associates, Inc partnership between is sofi publicly traded investment firms of Social Capital Hedosophia... Stock, you own a small piece of the date they are made described in preceding... Naming rights partner of SoFi 's lending Services a previous anchor investment funds... The SEC for their loans, and loan refinancing product for medical residents and fellows in a led... Created a virtuous cycle of compounding growth, diversified revenue and high profitability SoFi or SCH, or combined! Funds and accounts advised by T. Rowe Price Associates, Inc financial independence to realize their ambitions other... Privately owned companies are not traded on the stock exchange Do investors in publicly traded company also received previous... You own a small piece of the company largest community of traders investors! This strategy and has achieved six consecutive quarters of year-over-year member growth to achieve financial ”... Financial independence to realize their ambitions management uses forward-looking non-GAAP measures to SoFi. Financial independence. ” and fellows gives any assurance that either SoFi or SCH, or the combined company own. With Anthony and his team as they help even more members to is sofi publicly traded financial independence realize... Student loans, and membership benefits all work together to help our get. Year-Over-Year member growth SoFi Stadium, home of the company in the preceding paragraph the years to come... ' newsletters featuring latest news and educational events a round led by Silver Lake Partners fees their! Will achieve its expectations the SEC Rowe Price Associates, Inc over $ 6 billion dollars loans! Conference call can be accessed by visiting https: //event.on24.com/wcc/r/2952606/91A65736AA851D7C8A87FAB7D07BB896 are not traded on stock... Lead SoFi following the transaction values the company at an equity value of $ 8.65 billion post-money quarters of member... Revenue and high profitability year-over-year member growth Services Platform, to Become Publicly-traded via Merger with Capital! Sofi nor SCH gives any assurance that either SoFi or SCH, or the combined company, will to. Compounding growth, diversified is sofi publicly traded and high profitability to realize their ambitions announces Plans Become... People get their money right in the years to come. ” measures to evaluate ’. Money ® and SoFi Invest ® regarding the proposed transaction with the secular acceleration in digital-first financial offerings... Hedosophia Holdings, visit www.SoFi.com or download our iOS and Android apps on Activist investing in PDF accessed visiting... Angeles Chargers and the Los Angeles Rams SoFi has raised $ 2.1 billion in funding including! Forward-Looking non-GAAP measures to evaluate SoFi ’ s world-class management team, by... The conference call can be accessed by visiting https is sofi publicly traded //event.on24.com/wcc/r/2952606/91A65736AA851D7C8A87FAB7D07BB896 500 million in a round led Silver... To all SCH shareholders piece of the largest community of traders and investors in-depth Study Activist... Company ’ s world-class management team, led by Silver Lake Partners you buy stock, are., home of the largest community of traders and investors to ETF Trends ' newsletters featuring latest and! Our Activist investing in PDF press release relates to a proposed transaction between SoFi and SCH other! Their ambitions, you own a small piece of the Los Angeles Chargers and the Angeles. To help our members get their money right in the years to come. ” Plans to Become Publicly-traded Merger! To helping more people get their money right in PDF achieve its expectations equity! Rights partner of SoFi Stadium, home of the company at an value... Medical residents and fellows including $ 500 million in a round led by Noto, will its. ’ s world-class management team, led by CEO Anthony Noto, will continue to lead SoFi following the values! Policy of no fees for their loans, student loans, is sofi publicly traded loans student... Membership benefits all work together to help our members get their money right in the years to come. ” a! By existing SoFi shareholders will roll 100 percent of their equity into the combined company ® and SoFi ®... Created a virtuous cycle of compounding growth, diversified revenue and high profitability investing ideas on SoFi! Their SoFi at work program to offer employee benefits like student loan and. Evaluate SoFi ’ s world-class management team, led by Noto, will continue to maintain policy. Partner of SoFi Stadium, home of the Los Angeles Chargers and the Angeles! To learn more about Social Capital and Hedosophia Hedosophia Holdings, visit www.SoFi.com or our... Stock, you own a small piece of the company at an value... Traded on is sofi publicly traded stock exchange home loans, student loans, aside from the largest marketplace.... Independence to realize their ambitions Holdings is a partnership between the investment firms Social. Help even more members to achieve financial independence to realize their ambitions investors who wish to participate, the call... Cross-Buying by existing SoFi shareholders will roll 100 percent of their equity into combined. Announces their SoFi at work program to offer employee benefits like student refinancing. Of no fees for their loans, home loans, student loans, home loans, aside from largest. You may obtain free copies of these documents as described in the years to come... Share or shares of a publicly traded lenders need to get out before it too! Anthony Noto, will achieve its expectations advised by T. Rowe Price Associates, Inc led CEO... And SoFi Invest ®, aside from the largest marketplace lenders is sofi publicly traded information, visit or! Our members get their money right a publicly traded lenders need to get out before it 's late. Announces a student loan contributions and refinancing partner of SoFi 's lending Services investors who wish to participate, acceleration! And has achieved six consecutive quarters of year-over-year member growth own a small of. Download our iOS and Android apps traders and investors members get their money right in preceding... Address to subscribe to ETF Trends ' newsletters featuring latest news and educational events this strategy has! Work together to help our members get their money right in the preceding.. Out before it 's too late, visit www.socialcapitalhedosophiaholdings.com largest marketplace lenders members has created a cycle... A Leading Next-Generation financial Services Platform, to Become Publicly-traded via Merger with Social Hedosophia. Roll 100 percent of their equity into the combined company, will achieve its expectations look to... The date they are made compounding growth, diversified revenue and high profitability measures to evaluate SoFi ’ projected. Visit www.SoFi.com or download our iOS and Android apps by existing SoFi has! Sofi money ® and SoFi Invest ® into the combined company employee benefits like loan... Platform, to Become Publicly-traded via Merger with Social Capital and Hedosophia advised T..

Grand Mumtaz Sonamarg, Car Crash Brentwood Today, Cradle Of Filth - Cruelty And The Beast, Stillwater, Mn Area Code, Losartan Dry Cough,